I find it very satisfying to be able to help first home buyers with their finance.
For many first home buyers the process of buying a house can be quite daunting, but with the right mortgage adviser it can be a really exciting experience!
I want to see more first home buyers get into their own homes and enjoy the benefits of home ownership. It’s a great feeling to know that you own your own place, and you are no longer reliant on your landlord.
Working with Mortgage Managers I have access to a range of lenders and loans, from both banks and non-bank lenders. I also have access to home ownership solutions through Kainga Ora such as the First Home Loans, the First Home Grant and First Home Partner. I also have access to other options such as the shared ownership options with YouOwn and the rent to own available with Ladder.
If there is a way to get you into a home I’m confident that I can find something suitable for you.
Pre-approval provides you as a first home buyer a greater understanding of how much a lender is prepared to lend.
It also puts you in a better position to buy and helps speed up the process once you’ve found the home you like.
Buying your first home is exciting — but let’s be honest, it can also be overwhelming. From figuring out what you can afford, to understanding finance jargon, to choosing the...
We’re sure that there are a lot of Kiwis that are happy to know that new granny flat rules will mean that you will be able to build a granny...
Buying your first home is a major milestone, and setting up the right loan structure is a crucial step in aiming to pay that loan down faster and help you...
Navigating Home Loans in Challenging Times: We’re Here to Help! With rising interest rates and the cost of living increasing, getting approved for a home loan is becoming more challenging....
Making an offer on a house When you’re ready to make an offer on a property, it’s a good idea to get in touch with the agent to draw up...
If you’re a first home buyer, recent KiwiSaver volatility might feel like a curveball in your home-buying journey. But don’t worry—understanding how to manage your KiwiSaver during these times can...
Copyright 2023 Nic’s Mortgage Magic – All Rights Reserved