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Helping first-home buyers understand what’s possible and create a personalised plan to buy their first home with confidence.
Whether you’re ready to buy now or still working towards your goal, I’ll help you understand where you stand, what options may be available, and the steps most likely to get you into your first home sooner.
Buying your first home can feel confusing, especially when you’re getting different advice from family, friends, social media and the banks.
You might be wondering:
The good news?
You don’t need to have all the answers before reaching out.
You just need to know your next step.
Helping over 100 first-home buyers achieve home ownership.
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5.0 Google Rating
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“Nicola is an absolutely fantastic mortgage adviser – you could not go wrong choosing her.. she is relatable, consistent and great to deal with, I would recommend her forever.”
— Renee J
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“Nicola has been absolutely fantastic throughout our first home journey! Nothing was ever an issue, and no question was a silly question! Very open communication – I couldn’t be hapier! 10/10 would recommend to anybody 🙂 .”
— Jess A
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“Nicola was phenomenally helpful throughout our first home journey… We’re now proud home owners and it is all thanks to Nicola. If you’re thinking of who to help you become a home owner, she’s the one!”
—Loukas B
Work out where you stand today and what options may be available.
Find out what’s possible
Understand the process from your first conversation through to settlement.
Understand the process
Create a personalised plan and focus on the steps that can make the biggest difference.
Create a plan
Whether you’re ready now or still working towards your goal, you’ll always know what the next step looks like.
Buying your first home doesn’t have to feel overwhelming. My job is to simplify the process, answer your questions, and help you move forward with confidence—whether you’re ready to buy now or still working towards your goal.
Sarah thought she needed a 20% deposit. After exploring her options, using KiwiSaver and a Kainga Ora First Home Loan, she bought her first home with only a 7% deposit.
Read her story →
Josh planned to buy in three years. By restructuring his savings plan to reduce debt and improving his application, he purchased within six months.
Read his story →
Emma assumed being self-employed meant it was much harder. Together we found a lender that suited her situation and she bought her first home.
Read her story →
Hi, I’m Nicola.
I help everyday New Zealanders buy their first home sooner.
Most people come to me thinking they need a bigger deposit, a higher income, or another few years of saving before they can buy.
Often, they simply need a clearer plan.
I’m known for answering questions quickly, explaining things in plain English, and helping clients feel confident about their next step.
Learn more about me
Whether you’re just getting started or ready to buy, these resources are designed to help you move forward with confidence.
First Home Faster Toolkit
Insider’s Guide
FAQs
Latest articles
Mortgage calculator
[Explore Resources]
You don’t need a perfect deposit.
You don’t need to know all the answers.
You just need to start.
Let’s work out what’s possible.
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