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Welcome to
Nic’s Mortgage Magic!

Highly trusted Mortgage Adviser and Home Loan expert based on the Hibiscus Coast and Auckland’s North Shore

Hi, I'm Nicola Petersen – I'm an experienced mortgage broker and home loan adviser, specialising in unbiased advice on everything from securing your first property to consolidating your debt, refinancing, and getting your KiwiSaver sorted.

At Nic’s Mortgage Magic, I believe that finding the right home loan should be as enchanting as discovering your dream home.  

I combine trusted expertise with a touch of magic to guide you through the financial maze, including:

·         Explaining the financing and mortgage approval process

·         Helping you get competitive finance

·         Explaining all the fees, charges and hidden costs

·        Helping you handle all the paperwork

So, whether you’re looking to buy a property, build a home, refinance an existing property loan, secure bridging finance, or plan for your retirement, let me work my mortgage magic for you. 

Personalised service

I will take the time to understand your unique needs.  Whether you’re a first-time buyer, upgrading, or refinancing, I will tailor a solution just for you.

Expert advice

I know all the ins and outs of the mortgage market and will demystify and simplify complex terms, making them easy to understand.

Friendly approach

No stuffy suits here! I’m approachable, warm, passionate about property, and always ready to chat over a cup of coffee (or a virtual one).

About

Nic has been working in commercial and residential property for more than 20 years and counting. 

When she’s not helping first/next-home buyers and investors secure the best home loan deals, she likes to explore the many beaches of Auckland’s Hibiscus Coast and North Shore with her husband and two kids.

My Services

How Can I Help You Today?

Let’s have a chat about your goals. Then I can help advise you on what options are available. I can be your guide through the mortgage application process and help you secure the financing you need.

Why Do People Refinance Home Loans?

You might think there are plenty of reasons to refinance your home loan, but as a mortgage adviser I have learned that there are really just a few. Many people...

Buying Your First Home?

Are you thinking about buying your First Home? Do you know there are ways you can buy a suitable home? When we started the Kiwi First Home Buyers Group over...

Low Deposit Options For Your First Home

What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low...

Direct to the Bank or go to a Mortgage adviser?

We hear this debated on social media all the time – people saying go directly to the bank for a home loan while others say you should use a mortgage adviser....

What Makes A Good Home Loan?

One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging...

there is so much to read here

Explore My Blog Posts For Latest Information

I like to share my knowledge and what’s happening in the New Zealand financial sector. You will find a range of information and tips that explore and explain various options, plus I share some stories to help explain how we have managed to get things done. We hope that you find these posts useful and encourage you to share them too.

Setting up your loan structure

Setting up your loan structure wisely

Buying your first home is a major milestone, and setting up the right loan structure is a crucial step in aiming to pay that loan down faster and help you...

Guarantors for home loans

Guarantors for home loans or the bank of Mum and Dad

Navigating Home Loans in Challenging Times: We’re Here to Help! With rising interest rates and the cost of living increasing, getting approved for a home loan is becoming more challenging....

Making an offer on a property

Making an offer on a property. I’ve found a house I like – now what?

Making an offer on a house When you’re ready to make an offer on a property, it’s a good idea to get in touch with the agent to draw up...