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Want to purchase a house that is currently owned by your parents, grandparents, or other family member? I can help you with that. This is becoming an increasingly common way...
Understanding the complex world of home loans and mortgages is hard. I’ll make it easier, startingwith today’s topic: a reverse mortgage. Perhaps you’ve never heard of a reverse mortgage before...
From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do...
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need...
You might think there are plenty of reasons to refinance your home loan, but as a mortgage adviser I have learned that there are really just a few. Many people...
A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the overall mortgage. What is Revolving...
Stop renting and buy your first home this year. It’s not always easy to buy your first home but it’s not much fun renting either, especially if you believe that...
Are you thinking about buying your First Home? Do you know there are ways you can buy a suitable home? When we started the Kiwi First Home Buyers Group over...
Most people would be surprised at how many people use non-bank mortgages these days. The term “Non-Bank Lending“, “Non-Bank“, “Bank Alternatives” or “Second Tier Lenders” simply refers to those lenders...
Kiwis often don’t know where to get help dealing with mortgage arrears. They are told to speak to their banks, but do not feel comfortable dealing with some credit person...
Bad credit mortgages are possible, but not from your bank. If you have some bad credit you may leave the bank disappointed that they cannot help, even when you have...
We cannot dwell on the past, but unfortunately the banks often do and penalise us for years after we have had something go wrong. A default will stick on our...
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