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Your step-by-step guide to buying your first home

Buying your first home can feel overwhelming when you don’t know what comes next.

Pre-approval, open homes, making an offer, due diligence, finance approval, insurance, settlement… there’s a lot to think about.

The good news is you don’t need to navigate it on your own.

These resources will help you understand each stage of the journey so you know what to expect, when to expect it, and how to move forward with confidence.

Your home buying journey at a glance

Here’s what the process typically looks like—from your first conversation through to picking up the keys.

Getting started

Everything begins with understanding your budget and obtaining pre-approval.

Resources

  • The first home buying process
  • Getting pre-approval
  • Understanding your budget
  • Documents you’ll need

Finding the right property

House hunting is exciting, but it’s important to look beyond the kitchen and the paint colours.

These resources will help you compare properties, understand due diligence, and know what to look out for before making an offer.

Resources

  • Open home checklist
  • Property comparison sheet
  • Due diligence checklist
  • Understanding LIM reports and building reports

Making an offer

Once you’ve found the right property, it’s time to make an offer with confidence.

Learn how finance clauses work, what conditions to include, and what happens after your offer is accepted.

Resources

  • Making an offer
  • Finance clauses explained
  • What happens after an offer is accepted?
  • Common mistakes to avoid

Settlement and moving in

Settlement is the final step before you receive the keys to your first home.

These resources explain what happens leading up to settlement and what you can expect on moving day and beyond.

Resources

  • Settlement guide
  • Insurance checklist
  • Moving house checklist
  • What happens after settlement?

Your first home roadmap

Buying your first home doesn’t happen all at once.

It happens one step at a time.

If you’d like a simple overview of the journey, download my first home faster toolkit, which walks you through each stage from your first conversation through to settlement.

Need someone to guide you?

No two first-home buying journeys are the same.

Whether you’re preparing for pre-approval, making an offer, or simply want someone to explain the process, I’m here to guide you every step of the way.

You don’t have to figure it all out on your own.

Related Resources

Continue exploring:

Can I buy? Understand deposits, KiwiSaver, borrowing power and lender requirements.

How do I buy sooner? Discover practical strategies that could help you reach home ownership sooner.

Success stories See how other first-home buyers navigated the journey and achieved their goal.