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April 6, 2025

Setting up your loan structure

Setting up your loan structure wisely

Buying your first home is a major milestone, and setting up the right loan structure is a crucial step in aiming to pay that loan down faster and help you...

Guarantors for home loans

Guarantors for home loans or the bank of Mum and Dad

Navigating Home Loans in Challenging Times: We’re Here to Help! With rising interest rates and the cost of living increasing, getting approved for a home loan is becoming more challenging....

Making an offer on a property

Making an offer on a property. I’ve found a house I like – now what?

Making an offer on a house When you’re ready to make an offer on a property, it’s a good idea to get in touch with the agent to draw up...

KiwiSaver volatility

Navigating KiwiSaver Volatility: A Guide for First Home Buyers

If you’re a first home buyer, recent KiwiSaver volatility might feel like a curveball in your home-buying journey. But don’t worry—understanding how to manage your KiwiSaver during these times can...

Fresh Start Home Loan

Co-Operative Bank Fresh Start Home Loan

Exploring the Fresh Start Home Loan If you’ve had some credit issues, the Fresh Start Home Loan could be a great option to consider. Credit problems might include things like...

A comprehensive guide for first home buyers

A comprehensive guide for first-time home buyers Embarking on the journey to buy your first home is both thrilling and daunting. I know, I’ve been there myself. I’ve also helped...

Writing a personal letter

How to craft a compelling letter of offer to appeal to homeowners

Buying your first home is hard – I want to make it easier for you. Crafting a compelling and heart-feltletter of offer can sometimes be the difference between securing a...

Buying a house from family

How to buy a family-owned property: for first home buyers

Want to purchase a house that is currently owned by your parents, grandparents, or other family member? I can help you with that. This is becoming an increasingly common way...

Reverse mortgage

What is a reverse mortgage and how do I apply for one?

Understanding the complex world of home loans and mortgages is hard. I’ll make it easier, startingwith today’s topic: a reverse mortgage. Perhaps you’ve never heard of a reverse mortgage before...

How To Choose The Best Bank For Your Home Loan

From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do...

Is It Okay For Banks To Link My properties?

When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need...

Why Do People Refinance Home Loans?

You might think there are plenty of reasons to refinance your home loan, but as a mortgage adviser I have learned that there are really just a few. Many people...